BIKE FINANCE WITH KLARNA
Choose Klarna at the checkout and pay for your new bike at a later date – no interest*. Discover more about our electric bike finance options.
Finance for Electric Bikes
We’ve partnered with Klarna to provide our e-bike financing programme. Select Klarna at the checkout to spread the cost of your purchase over time with convenient, stress-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.
It's smooth and simple
Apply for monthly finance at the checkout and spread your payments over 12, 24 or 36 months following a deposit, completely interest-free. There are no complex forms and the credit decision is made instantly*. Manage your payments and get payment reminders online, via email or by using the Klarna App. You can also use this account to finance future purchases up to your credit limit.
* Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
Here’s how it works:
Add products to your basket and go to the checkout.
Select Klarna Financing and choose your promotional plan to start the online application process.
Provide information about your financial circumstances and carefully read the pre-contract and information documents.
Read the Klarna Account Agreement and click “sign” to confirm that you want to apply. The credit decision will be made instantly.
If you are approved, Klarna sends you a confirmation by email and sends the Klarna Account agreement by post. Confirmation and monthly statements with payment instructions are sent by email.
It’s easy to use again - once you’ve been approved you can order in the future with just one click.
*Credit is offered subject to financial circumstances. You must be at least 18.
Frequently asked questions
For more information about how Klarna works, head over to our Klarna FAQs.
Haibike Finance options: Representative examples
We’ve put together a few examples that show how our bike finance options work, including what you’ll pay monthly and the total cost of your order.
Spend: £1999
| Term | 12 months | 24 months | 36 months |
|---|---|---|---|
| Purchase price | £1999 | £1999 | £1999 |
| 10% Deposit | £199.90 | £199.90 | £199.90 |
| Total amount of credit | £1799.10 | £1799.10 | £1799.10 |
| Monthly spend | £149.93 | £74.96 | £49.98 |
| Amount repayable | £1799.10 | £1799.10 | £1799.10 |
| Total amount payable | £1999 | £1999 | £1999 |
| Interest rate | 0% Representative APR (Fixed) | 0% Representative APR (Fixed) | 0% Representative APR (Fixed) |
Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
Spend: £2499
| Term | 12 months | 24 months | 36 months |
|---|---|---|---|
| Purchase price | £2499 | £2499 | £2499 |
| 10% Deposit | £249.90 | £249.90 | £249.90 |
| Total amount of credit | £2249.10 | £2249.10 | £2249.10 |
| Monthly spend | £187.42 | £93.71 | £62.48 |
| Amount repayable | £2249.10 | £2249.10 | £2249.10 |
| Total amount payable | £2499 | £2499 | £2499 |
| Interest rate | 0% Representative APR (Fixed) | 0% Representative APR (Fixed) | 0% Representative APR (Fixed) |
Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
Spend: £4599
| Term | 12 months | 24 months | 36 months |
|---|---|---|---|
| Purchase price | £4599 | £4599 | £4599 |
| 10% Deposit | £459.90 | £459.90 | £459.90 |
| Total amount of credit | £4139.10 | £4139.10 | £4139.10 |
| Monthly spend | £344.93 | £172.46 | £114.98 |
| Amount repayable | £4139.10 | £4139.10 | £4139.10 |
| Total amount payable | £4599 | £4599 | £4599 |
| Interest rate | 0% Representative APR (Fixed) | 0% Representative APR (Fixed) | 0% Representative APR (Fixed) |
Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
Haibike UK is a trading name of: Raleigh UK Limited, Durban House, Mansfield Road, Nottingham, NG16 3DZ and is authorised and regulated by the Financial Conduct Authority (company number: 00139076) and acts as a credit intermediary and not a lender, offering credit products provided [exclusively by Klarna Bank AB (publ)] [by a limited number of finance providers, including Klarna Bank AB (publ)]. Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs and late fees apply. A full credit check will be undertaken on all applications over 3 months. Read more on Klarna's website here: Klarna Terms and Conditions
Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time. Haibike UK is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply.